Buying insurance is different for a condominium unit owner than for owners of conventional homes or even renters. This is the reason Roger uses a special unit owners policy.
Your community association may insure the entire building and common elements under a single package policy. This is called an association master policy. The condo’s master policy will insure the basic buildings (walls, roof, floors) but leaves you the responsibility of insuring appliances, carpeting, cabinets, wall coverings, and other items in your unit (in some instances this may include your interior walls).
With this in mind, your condo insurance does just what the master policy will not do. It will also cover you for alterations or additions you made at your own expense, or if you increased the value of certain aspects (higher quality carpet) you would be covered for the difference.
Coverage’s Available to Condo Insurance
Personal Property, Personal Liability, Medical Payments to Others, Absentee Ownership, Inflation Coverage, Additional Living Expenses, Fair Rental Value, Debris Removal, Temporary Repairs, Tree / Plant Coverage, Fire Department Service Charge, Refrigerated Products, Collapse, Locks, Claim Expenses, First Aid Expenses, Damage to Property by Others, and many more are available to help protect your condominium investment.
Associations, Churches, Places of Worship.
Roger Morsch can provide a policy with the flexibility to meet your community’s unique needs.
Please contact Roger Morsch Insurance Agency today at (480) 855-4632 for your personalized quote.
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Roger Morsch Ins Agcy Inc |
Roger Morsch, CLU, ChFC |
| Contact Numbers: |
| Phone: (480) 855-4632 |
| Fax: (480) 855-5248 |
| Home: (602) 295-0867 |
| Toll Free: 1-877-480-2728 |
| Office Hours: |
| Mon-Thurs 9:00am to 6:00pm |
| Friday 9:00am to 5:00pm |
| Saturday 10:00am to 1:00pm |
| Street Address |
| 2040 S. Alma School Rd. |
| Suite 19 |
| Chandler, AZ 85248-2077 |
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